There are generally two ways to get a mortgage in Canada:

From a bank or from a licensed mortgage broker. Mortgage Brokers and Mortgage Agents licensed in Ontario must pass a provincial exam and must attend continious annual education provided by our regulators. Mortgage Brokers and Agents in Ontario are goverened and regulated by the Financial Services Regulatory Services of Ontario and all brokers and agents are expected to adhere to strict guidelines. Remember, we work for the Borrower and not the Lender.

While a bank only offers the products from their particular institution, licensed mortgage brokers and agents send millions of dollars in mortgage business each year to Canada's largest banks, credit unions, trust companies, and financial institutions; offering their clients more choice, and access to hundreds of mortgage products! As a result, clients benefit from the trust, confidence, and security of knowing they are getting the best mortgage for their needs. 

Whether you're purchasing a home for the first time, taking out equity from your home for investment or pleasure, or your current mortgage is simply up for renewal, it's important that you are making an educated buying decision with professional unbiased advice. Give us a call, we would be happy to assist you with all your financial needs.

Current Rates

Current variable mortgage rate is

5.90%

Current prime rate is

6.70%

    • Terms
    • Bank Rates
    • Payment Per $100k
    • Our Rates
    • Payment Per $100k
    • Savings
    • 6 Months
    • 6.59%
    • $675.29
    • 5.99%
    • $639.21
    • $36.08
    • 1 Year
    • 6.09%
    • $645.17
    • 5.99%
    • $639.21
    • $5.95
    • 2 Years
    • 5.79%
    • $627.38
    • 5.74%
    • $624.43
    • $2.94
    • 3 Years
    • 5.79%
    • $627.38
    • 5.34%
    • $601.11
    • $26.27
    • 4 Years
    • 6.09%
    • $645.17
    • 5.24%
    • $595.34
    • $49.82
    • 5 Years
    • 6.34%
    • $660.15
    • 4.69%
    • $564.08
    • $96.07
    • 7 Years
    • 6.60%
    • $675.90
    • 5.84%
    • $630.33
    • $45.57
    • 10 Years
    • 6.85%
    • $691.18
    • 5.99%
    • $639.21
    • $51.97
Some conditions may apply. Rates may vary from Province to Province. Rates subject to change without notice. Posted rates may be high ratio and/or quick close which can differ from conventional rates. *O.A.C. E.& O.E.

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